1. Bill Pay and Mobile eDeposit: Online banking required. Must be 18-years-old or have a parent/guardian be on the account with a minor. Mobile eDeposit limit is $2,500 per day.
2. Text Message Alerts: Standard mobile carrier text messaging rates apply.
3. Essential Free Checking: After customer turns 31, account will be converted to an Enhanced Checking account.
4. e-statements sent monthly at no additional charge. To receive a paper statement there is an additional $2.00 fee.
5. Must maintain a $5,000 daily deposit balance in this Elite Checking Account or a combined loan and deposit balance greater than $25,000 avoid monthly service charge.
6. For all active Law Enforcement, DOC Officers, First Responders, Educators, Nurses and active or retired Military. If direct deposit is not from a qualifying source, account may be converted to Enhanced Checking.
7. Direct deposit of payroll from a First Federal Bank business customer is required. If payroll direct deposit is not eligible, account will be converted into an Enhanced Checking account.
8. The interest rate and annual percentage yield may change weekly at our discretion. Interest begins to accrue on the business day we receive credit for the deposit of non-cash items. Account will earn no interest for any day the balance falls below $5,000
